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Del Toro Insurance
July Del Toro Insurance linkedin

One of our Managers at Del Toro Insurance has just joined to our Distinctive Franchise System becoming in the owner of her own business !!! Congratulations on this great partnership!!.

July Del Toro Insurance linkedin

A Friday 12th of wonderful news!! A new franchisee joined our Distinctive Franchise System. The Chilean Community Welcome to the Del Toro family!.

July Del Toro Insurance linkedin

On the eve of July 4, what better news than continuing to expand our Distinctive Franchise System in West Palm Beach. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Second new franchisee of this blessed Tuesday, join our Distinctive Franchise System. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Another new franchisee has joined right now to our Distinctive Franchise System. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Just a few minutes ago, a new franchisee joined our Distinctive Franchise System. The Ecuadorian community welcomes the Del Toro family.

June Del Toro Insurance linkedin

The family continues to grow, minutes ago other new franchisees have just joined our Distinctive Franchise System. Welcome to Del Toro family.

June Del Toro Insurance linkedin

Today, as part of our participation in the Annual Convention of the Florida Association of Insurance Agents (FAIA) held in Orlando, Del Toro Insurance held a seminar this morning to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.

May Del Toro Insurance linkedin

Taking a big step and adding new services, two entrepreneurial businesswomen join our family. Welcome Gordon & Oropeza to Del Toro Insurance family.

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Del Toro Insurance

Fomentando el camino hacia la industria de los seguros

América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.

Annual Convention of the FAIA
June, 2024

Del Toro Insurance 25th Anniversary

Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.

Auto Insurance Policy Florida

How Should Florida Drivers Choose Auto Insurance Policy?

Sep 09, 2023

Nearly every state in the U.S. has unique requirements regarding auto insurance. In Florida, drivers are required, by law, to carry a minimum level of automobile insurance before driving their vehicles on public roads. Drivers should be cautious when choosing an auto insurance policy to ensure they acquire the one best suited to them and their situation.

Following are factors to look for when choosing an auto insurance policy for your vehicle.

  1. Minimum requirements. You must understand Florida’s minimum auto insurance policy requirements as a driver. This will help you to acquire a policy that best aligns with your needs and the law. The Florida government requires drivers to own Florida auto insurance coverage of $10,000 minimum for Personal Injury Protection (PIP) and Property Damage Liability (PDL).
  2. Insurance company. Another factor to consider when choosing an auto insurance policy for your vehicle is the company providing information about insurance companies and the coverage they provide. Drivers are encouraged to seek out reputable companies for the best policies and services.
  3. Coverage provided. Florida auto insurance policy has plenty of coverage options drivers should evaluate for themselves and their vehicles. Besides the minimum required coverage, some include collision, comprehensive, and under- or uninsured motorist coverage. Therefore, a driver should evaluate these options when deciding which auto insurance policy to purchase. Even better, many companies offer to combine or “bundle” policies for total insurance cost savings.
  4. Consider discounts and deductibles. Auto insurance policies can be expensive. Therefore, drivers must consider whether their preferred policy has several discounts or higher deductibles. Such policies are more favorable cost-wise due to the potential savings over the long term. Some examples of discounts offered on auto insurance policies in Florida include safety features, multi-policies, as well as good student and safe driver discounts.

What is the typical or average cost of car insurance for Florida drivers, considering the current market conditions?

The cost of car insurance in Florida varies from time to time due to a number of factors, such as prevailing market conditions, laws, regulations, driving habits, marital status, age, credit history, type of vehicle, or location. However, we will focus more on the cost of car insurance for Florida drivers regarding current market conditions.

What is the typical or average cost of car insurance for Florida drivers, considering the current market conditions?

The typical or average cost of car insurance for Florida drivers is around $115 per month, or $1,380 yearly, for minimum coverage. If you desire full comprehensive coverage, a car owner in Florida might pay up to $250 per month or $3,000 annually for insurance.

The charges are significantly higher than those of 2022 and the preceding years due to the rising cost of living. Again, the price can fluctuate, based on your location in Florida along with other factors.

Tips for Florida Drivers to Effectively Reduce Their Car Insurance Costs and Save Money

The good news is that automobile insurance doesn’t have to be that costly. Below are some tips to help you reduce the cost and save some pennies as a driver in Florida:

  • Evaluate various insurance costs. Drivers are advised to evaluate insurance quotes from multiple companies to help identify the most affordable and practical policy for their circumstances.
  • Look for companies offering discounts. Insurance companies offering discounts to their customers is a great way to save a little money.
  • Cover what’s necessary. As a driver, it’s advisable to only focus on covering options that are essential for your car and/or required by law.
  • Maintain a good credit score. Your credit score can positively influence your auto insurance costs. Lower credit scores can mean higher premiums.

How do the rising car insurance costs in Florida impact the budget and financial planning of drivers?

The rising car insurance costs in Florida can significantly affect a driver’s financial planning and budget. First, drivers complain of lower disposable income to cover expenses like traveling and entertainment. They have also been forced to adjust their monthly payments by cutting back on some necessities. Many drivers are now choosing limited coverage options over comprehensive ones due to their affordability.


As highlighted earlier, take care when shopping for an auto insurance plan. Florida rates will occasionally change for any number of reasons. What remains constant is the need to protect yourself as a driver, and the properties and/or people around you. Remember to study auto insurance policies carefully and ask any questions before choosing one for your vehicle.

The Del Toro Insurance company in Florida is one of the most well-performing and boasts a broad base of customers. You can also evaluate the reviews and ratings of other insurance companies to identify your best. Del Toro serves the following areas: Hialeah Gardens FL, Margate, FL, Homestead, FL, Palmetto Bay, Cutler Bay, Hialeah Gardens, FL, North Miami Beach, Coral Gables, Hialeah, FL, Naples, FL, Miami, FL.

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