Locations
Contact
Another of our best managers leaves the corporate world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro family.
One of our best managers leaves the corporation world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro Family.
We are proud to see how this family has chosen to join our Distinctive Franchise System as a life project. We're here to support you every step of the way to success. Welcome to the Del Toro Insurance Family.
One of our Managers at Del Toro Insurance has just joined to our Distinctive Franchise System becoming in the owner of her own business !!! Congratulations on this great partnership!!.
A Friday 12th of wonderful news!! A new franchisee joined our Distinctive Franchise System. The Chilean Community Welcome to the Del Toro family!.
On the eve of July 4, what better news than continuing to expand our Distinctive Franchise System in West Palm Beach. Welcome to the Del Toro family.
Second new franchisee of this blessed Tuesday, join our Distinctive Franchise System. Welcome to the Del Toro family.
Another new franchisee has joined right now to our Distinctive Franchise System. Welcome to the Del Toro family.
Just a few minutes ago, a new franchisee joined our Distinctive Franchise System. The Ecuadorian community welcomes the Del Toro family.
The family continues to grow, minutes ago other new franchisees have just joined our Distinctive Franchise System. Welcome to Del Toro family.
Today, as part of our participation in the Annual Convention of the Florida Association of Insurance Agents (FAIA) held in Orlando, Del Toro Insurance held a seminar this morning to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Taking a big step and adding new services, two entrepreneurial businesswomen join our family. Welcome Gordon & Oropeza to Del Toro Insurance family.
Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
As part of our participation in the 2024 Convention of the Florida Association of Insurance Agents FAIA held in Orlando, Del Toro Insurance held a seminar to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Aug 24, 2023
According to recently released data, many insurance companies have left Florida or gone under in the past year. This has been attributed to the rising number of insurance fraud cases and the increased risk of driving in the state.
If you’re in Hialeah Gardens, FL, Margate, FL, Homestead, FL, Palmetto Bay, Cutler Bay, Hialeah Gardens, FL, North Miami Beach, Coral Gables, Hialeah, FL, Naples, FL, or Miami, FL, and you need car insurance coverage, this article is designed for you.
Read through to understand why Florida is the most expensive state for car insurance in the U.S.
Even if the cost of auto insurance in Florida depends on age, driving history, and where you live as in other states, Floridians are paying 37% more for car insurance than the rest of the country.
The national annual average for full insurance coverage is $2,014 while Floridians pay $3,183 per year, which is 37% more. Furthermore, the national annual average for minimum insurance coverage is $622 per year while Floridians pay an average rate of $1,128 per year, which is 45% more.
Florida is ranked third on the list of most dangerous states in which to drive. Among others, the following contribute to the high cost of automobile insurance Florida.
No-fault auto insurance laws. For you to drive in Florida, you must meet the state’s minimum liability requirements. You’re required to purchase personal injury protection (PIP) and property damage limits coverage. These two liability coverages, at a minimum of $10,000 each, are extra requirements as the state is a no-fault state.
High traffic density. Florida’s amusement parks, beaches, and ports attract millions of visitors each year. This leads to increased traffic density and busy roadways and hence, higher car insurance rates.
Uninsured drivers. Did you know that Florida is ranked sixth on the list of states with the highest number of uninsured drivers? Well, despite the clear legal requirement for car insurance, 20% of drivers in Florida are uninsured and you might need an uninsured motorist insurance.
Extreme weather conditions. The state experiences more severe weather exposing drivers to severe weather risks. The frequent weather hazards, such as daily thunderstorms in summer, tornadoes, and hurricanes, increase the incidences of damage and total loss of cars.
Average driver profiles. Age is a crucial factor when determining a driver’s profile. Generally, young inexperienced drivers and seniors pay higher insurance premiums. The high number of people in these age groups in Florida lead to high insurance rates.
In general, across the U.S., car insurance rates are on the rise and Florida is no exception. Busier roadways, extra auto insurance requirements, the increasing cost of healthcare, climate change, and average driver profiles have contributed to the rising cost of car insurance.
The cost of healthcare in Florida is higher than the national average by about 14%. To cover the medical expenses incurred by the driver, passengers, and third parties, in case of an accident, insurers will increase their insurance premium rates.
When shopping for automobile insurance, Florida, you must consider the following:
The amount of coverage you need. From the state’s required coverage list, determine if you need additional coverage and its cost.
Your budget. Draft a budget and choose the coverage that suits your budget. Strike a balance between your insurance needs and the budget.
The insurer. Choose a reputable insurer to avoid disappointments. You wouldn’t want an insurance company that will be absent when you need them most.
Since car insurance rates are high in Florida, being aware of how to save a buck is important. The steps below can help you save on auto insurance Florida.
Shop around for quotes from different insurers. Get quotes from at least three insurance providers and compare them.
Bundle your insurance policies. If you’re purchasing other insurance policies, try bundling them into one to get lower rates.
Ask for discounts and take advantage of offers. Insurance providers often run programs from which you can benefit.
Consider using an insurance comparison tool to get the best rate. With Del Toro Insurance, you’re guaranteed the best possible rate.
Shopping around for car insurance in Florida can be frustrating if you don’t know what exactly to look out for. Luckily for you, Del Toro Insurance is a trusted car insurance provider. Visit our website today and get the best possible quote for your car.
Individuals in Florida are bracing for a potentially significant increase in their
Most homeowners and home insurance companies in the state of Florida have
Florida is a beautiful state, but it also has some extreme weather
Condos are popular in Florida and throughout most of the country. However,
