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Del Toro Insurance
July Del Toro Insurance linkedin

Another of our best managers leaves the corporate world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro family.

July Del Toro Insurance linkedin

One of our best managers leaves the corporation world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro Family.

July Del Toro Insurance linkedin

We are proud to see how this family has chosen to join our Distinctive Franchise System as a life project. We're here to support you every step of the way to success. Welcome to the Del Toro Insurance Family.

July Del Toro Insurance linkedin

One of our Managers at Del Toro Insurance has just joined to our Distinctive Franchise System becoming in the owner of her own business !!! Congratulations on this great partnership!!.

July Del Toro Insurance linkedin

A Friday 12th of wonderful news!! A new franchisee joined our Distinctive Franchise System. The Chilean Community Welcome to the Del Toro family!.

July Del Toro Insurance linkedin

On the eve of July 4, what better news than continuing to expand our Distinctive Franchise System in West Palm Beach. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Second new franchisee of this blessed Tuesday, join our Distinctive Franchise System. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Another new franchisee has joined right now to our Distinctive Franchise System. Welcome to the Del Toro family.

June Del Toro Insurance linkedin

Just a few minutes ago, a new franchisee joined our Distinctive Franchise System. The Ecuadorian community welcomes the Del Toro family.

June Del Toro Insurance linkedin

The family continues to grow, minutes ago other new franchisees have just joined our Distinctive Franchise System. Welcome to Del Toro family.

June Del Toro Insurance linkedin

Today, as part of our participation in the Annual Convention of the Florida Association of Insurance Agents (FAIA) held in Orlando, Del Toro Insurance held a seminar this morning to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.

May Del Toro Insurance linkedin

Taking a big step and adding new services, two entrepreneurial businesswomen join our family. Welcome Gordon & Oropeza to Del Toro Insurance family.

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Del Toro Insurance

Fomentando el camino hacia la industria de los seguros

América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.

Annual Convention of the FAIA
June, 2024

Del Toro Insurance 25th Anniversary

Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.

Car Insurance Rates Florida

Florida’s Rising Car Insurance Rates – How to Lower Your Car Insurance Premiums

Aug 21, 2023

Vehicle owners in Florida are required to pay an average of $1,343 annually for minimum auto insurance coverage. The amount will reach around $2,947 annually for comprehensive auto insurance in Florida. With almost 70% higher auto insurance premiums than the national average, Florida is one of the top five most expensive states for car insurance. Scroll through this article to find out the reasons behind high auto insurance rates in Florida and how you can reduce them.

Why Are Florida Auto Insurance Rates on the Rise in 2023?

A plethora of factors contribute to the rising Florida auto insurance rates in 2023, and some of them are as follows:

1. Bad Weather

In Miami, FL, natural calamities and bad weather conditions are found all year round. With numerous hurricanes and storms in a year, vehicles in Florida are prone to damage. Therefore, insurance companies charge higher premiums to cover the losses of vehicle owners.

2. Busy Roads

In Palmetto Bay and Hialeah Gardens, FL, the roads are always so busy. Crowded streets increase the risk of accidents, which in turn leads to higher claims. Since insurers have to bear huge expenses for different claims throughout the year, the premiums are set high.

3. Tourist Destinations

In Florida, North Miami Beach and Coral Gables are popular tourist destinations. With a large number of tourists visiting the state throughout the year, the streets get even busier. As a result, the risk of accidents and insurance claims increases to a huge extent.

4. Expensive Healthcare

The expensive healthcare system in Florida makes it difficult for the common folks to afford medical treatment. Therefore, they rely on automobile insurance in Florida to pay for their healthcare costs in case of road accidents.

5. Uninsured Drivers

The number of uninsured drivers in Cutler Bay and other areas of Florida is quite high. If you are involved in an accident with an uninsured vehicle, your insurer will have to pay for repairing the damages to your car. That’s why insurers charge a higher premium to cover the losses of drivers.

Tips to Save on Florida Car Insurance

Is your car insurance premium in Margate, FL, going beyond your affordability? If so, you can follow these tips to save considerably on car insurance premiums:

1. Avoid Traffic Violations

A clean driving record will prove to insurance providers that you are a safe driver. Meanwhile, speeding tickets and other violations will make insurers consider you a reckless driver. Once insurance companies think you are highly likely to get involved in accidents, they will charge a higher premium from you.

2. Combine Different Types of Insurance

Insurance companies in Homestead, FL, often offer discounts for combining different types of insurance. For instance, you can combine your home and auto insurance to save on premiums.

3. Choose Usage-Based Auto Insurance Policies

If you don’t drive your vehicle much, usage-based auto insurance policies are the best for you. It will ensure that you are paying premiums according to the usage of your vehicle.

How Should Florida Drivers Choose Auto Insurance Policies?

While choosing auto insurance policies in Hialeah, FL, you must check out all your options meticulously. If you don’t shop around, you won’t be able to identify all the options available to you. By getting quotes from different auto insurance companies, you will be able to pick the most affordable policy with maximum coverage.

Tips for Buying Car Insurance in Florida

A few tips for buying car insurance in Naples, FL, are as follows:

  • Always ask your insurer about all the discounts available to you.
  • Choose a higher deductible amount to reduce your premiums significantly.
  • Understand your requirements to pick the right amount of coverage for your vehicle.

Closing Thoughts

Struggling to find an affordable auto insurance policy in Florida? At Del Toro Insurance, you will be able to find the best vehicle insurance policies according to your requirements. We partner with the best insurance companies to ensure you don’t have to break the bank to afford insurance for your vehicle.

FAQs:

1. Can speeding tickets and accidents increase my insurance premium?

Your auto insurance premium might be higher if you receive speeding tickets and get involved in road accidents.

2. How can a driver improvement course lower my insurance premiums?

If you get a speeding ticket in Florida, taking the driver improvement course will prevent insurance companies from increasing the premium on your vehicle.

3. What are the common discounts on car insurance policies?

Some common discounts on car insurance policies include good driver discounts and vehicle safety discounts.

4. How much does it cost to get car insurance in Florida?

The exact cost of a vehicle insurance policy in Florida will depend on your coverage requirements.

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