![](http://13.59.111.242/wp-content/uploads/2023/11/Obamacare-300x300.png)
![](http://13.59.111.242/wp-content/uploads/2023/11/Obamacare-300x300.png)
Another of our best managers leaves the corporate world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro family.
One of our best managers leaves the corporation world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro Family.
We are proud to see how this family has chosen to join our Distinctive Franchise System as a life project. We're here to support you every step of the way to success. Welcome to the Del Toro Insurance Family.
One of our Managers at Del Toro Insurance has just joined to our Distinctive Franchise System becoming in the owner of her own business !!! Congratulations on this great partnership!!.
A Friday 12th of wonderful news!! A new franchisee joined our Distinctive Franchise System. The Chilean Community Welcome to the Del Toro family!.
On the eve of July 4, what better news than continuing to expand our Distinctive Franchise System in West Palm Beach. Welcome to the Del Toro family.
Second new franchisee of this blessed Tuesday, join our Distinctive Franchise System. Welcome to the Del Toro family.
Another new franchisee has joined right now to our Distinctive Franchise System. Welcome to the Del Toro family.
Just a few minutes ago, a new franchisee joined our Distinctive Franchise System. The Ecuadorian community welcomes the Del Toro family.
The family continues to grow, minutes ago other new franchisees have just joined our Distinctive Franchise System. Welcome to Del Toro family.
Today, as part of our participation in the Annual Convention of the Florida Association of Insurance Agents (FAIA) held in Orlando, Del Toro Insurance held a seminar this morning to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Taking a big step and adding new services, two entrepreneurial businesswomen join our family. Welcome Gordon & Oropeza to Del Toro Insurance family.
Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Oct 05, 2023
Florida, with its picturesque coastline and sunny beaches, may seem like paradise, but for homeowners and insurers alike, there exists a pressing concern—AOB abuse. This issue has not only reshaped the insurance scenario in the Sunshine State but also significantly influenced insurance premiums. The ongoing battle against Assignment of Benefits (AOB) abuse remains at the forefront for many, as it has caused a ripple effect of challenges for homeowners and insurers. In this article, we’ll delve into the intricacies of AOB abuse, its repercussions, and the resultant efforts to rectify this issue.
Assignment of Benefits, or AOB, refers to an agreement wherein an insured party transfers their insurance claim rights to a third party. Ideally, this allows the third party to directly bill the insurance company in Florida, making processes efficient. However, the misuse of this arrangement, commonly termed as AOB abuse, has led to several problems.
In the context of AOB abuse, some contractors persuade homeowners to sign over their insurance rights, asserting that they will handle the repairs and insurance claims. Regrettably, some then inflate the repair costs or even fabricate damages, leading to unwarranted high insurance claims.
The trend of inflated claims has become alarmingly common. Over the past few years, there has been a noticeable surge in the number of insurance claims filed. This upward trajectory correlates directly with the rise in AOB abuse incidents. As homeowners become unwitting participants in these fraudulent activities, insurance companies have had to bear the financial brunt.
Rising insurance costs present considerable challenges, especially for homeowners on fixed or limited budgets. Many find themselves grappling with increased premiums, which strain their finances. When insurance companies adjust rates due to inflated claims, even the innocent end up paying the price.
Trust forms the foundation of any insurance agreement. However, AOB abuse chips away at this trust. The malpractices associated with AOB not only lead to financial implications but also damage the reputation of the insurance industry. Such incidents sow doubt, making policyholders wary and mistrusting.
Recognizing the gravity of the situation, Florida has undertaken legislative efforts to curtail AOB abuse. Reforms have been introduced to regulate the assignment process, ensuring transparency and safeguarding the interests of the policyholders. The state’s proactive approach showcases a commitment to restoring trust and ensuring that the insurance realm remains equitable for all stakeholders.
Florida’s approach to counter AOB abuse has been both strategic and comprehensive. The state’s reforms, designed to recalibrate the skewed balance caused by misuse, have had significant effects on the insurance landscape. Let’s delve deeper into these reforms and understand their implications:
While the journey to completely eradicate AOB abuse is still underway, the path looks promising. The combination of legislative reforms, awareness campaigns, and the proactive stance of the insurance industry in Florida bodes well for the future. Policyholders can now look forward to a more transparent, fair, and reliable insurance environment.
For residents of North Miami Beach, Coral Gables, Margate, Cutler Bay, Palmetto Bay, Naples, Homestead, Hialeah, Hialeah Gardens, and Miami, FL, choosing the right insurance partner is paramount. At Del Toro Insurance, we understand your concerns and prioritize your needs. With our finger on the pulse of the Florida insurance market, we stand with you, ensuring transparency, trust, and top-notch services. Safeguard your home and peace of mind. Let us be your guide in navigating the ever-evolving insurance landscape. Connect with us today!
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