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Another of our best managers leaves the corporate world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro family.
One of our best managers leaves the corporation world behind and takes a new step in her career path now as a business owner. Welcome to the Del Toro Family.
We are proud to see how this family has chosen to join our Distinctive Franchise System as a life project. We're here to support you every step of the way to success. Welcome to the Del Toro Insurance Family.
One of our Managers at Del Toro Insurance has just joined to our Distinctive Franchise System becoming in the owner of her own business !!! Congratulations on this great partnership!!.
A Friday 12th of wonderful news!! A new franchisee joined our Distinctive Franchise System. The Chilean Community Welcome to the Del Toro family!.
On the eve of July 4, what better news than continuing to expand our Distinctive Franchise System in West Palm Beach. Welcome to the Del Toro family.
Second new franchisee of this blessed Tuesday, join our Distinctive Franchise System. Welcome to the Del Toro family.
Another new franchisee has joined right now to our Distinctive Franchise System. Welcome to the Del Toro family.
Just a few minutes ago, a new franchisee joined our Distinctive Franchise System. The Ecuadorian community welcomes the Del Toro family.
The family continues to grow, minutes ago other new franchisees have just joined our Distinctive Franchise System. Welcome to Del Toro family.
Today, as part of our participation in the Annual Convention of the Florida Association of Insurance Agents (FAIA) held in Orlando, Del Toro Insurance held a seminar this morning to promote the growth of the insurance industry through franchises. Entrepreneurs and business owners participated in the event.
Taking a big step and adding new services, two entrepreneurial businesswomen join our family. Welcome Gordon & Oropeza to Del Toro Insurance family.
Del Toro Insurance
Fomentando el camino hacia la industria de los seguros
América TV captó todo lo que fue el fórum y la celebración de los 25 años de Del Toro Insurance. Con Del Toro Insurance tienes todo lo que necesitas para estar bien asegurado y además crecer profesionalmente con tu propia franquicia. Si eres emprendedor y quieres asegurar tu futuro empresarial con una marca consolidada!! Esta es tu oportunidad, completa el formulario y uno de nuestros agentes se estará comunicando contigo con todas las dudas que tengas para emprender tu negocio.
Annual Convention of the FAIA
June, 2024
Del Toro Insurance 25th Anniversary
Del Toro is a family business and that has defined much of the path it has traveled to this day. The main reason for starting out in this industry has been to contribute to a community that needs us and with which we feel an eternal commitment. Growth would not have been possible without the support and permanent exchange with our community whom we have tried to serve with immense respect.
On the other hand, we have tried to provide a service that is also deeply rooted in family values because we consider that targeting the well-being of families in a society that is transforming day by day is essential. We have simply delivered transparency, honesty, trust and loyalty, which I believe have really been the key to being able to treasure the preference of our clients over the years.
Time really passes very quickly. We began our journey in a small office located in the west of the county. Today we are a solid company with a commercial presence throughout the state of Florida and an increasingly large group of franchisees who have opted to be part of the Del Toro family, making our business model their own. To our pride, the vast majority have been families that have turned to entrepreneurship and that, today, replicate those values of transparency, honesty, trust and loyalty to their clients.
Aug 31, 2023
Data breaches and cyberattacks are becoming more common, and this trend is significantly impacting businesses of all sizes. For companies in Florida, one significant effect of increased cybersecurity threats is rising general liability insurance costs. General liability policies cover third-party losses from accidents, injuries, or negligence – That’s why many Florida businesses like those in Hialeah Gardens, Margate, Homestead, Palmetto Bay, Cutler Bay, Hialeah Gardens, North Miami Beach, Coral Gables, Hialeah, Naples, and Miami are finding they need to purchase specialized cyber liability insurance to protect their interests fully.
Cyber liability insurance protects against losses due to data breaches, malware attacks, and various other digital threats. It can cover costs like:
For most businesses today, having this type of coverage is crucial. In Florida especially, the increase in expensive cyber liability claims has led insurers to raise general liability rates across the board. Companies without adequate cyber policies end up representing larger risks – so they face higher general liability costs.
Florida’s digital infrastructure has expanded rapidly in recent years. The state is home to major data centers, communications hubs, banking institutions, and popular tourist destinations – which attracts hackers looking for valuable targets. Florida also has a large senior population who are frequent victims of online fraud and scams. For businesses holding substantial consumer data, the consequences of a breach can be quite serious. Cyber liability insurance helps offset costs that could otherwise devastate small enterprises. It is especially crucial for companies that process payments, handle Personally Identifiable Information (PII), or store healthcare records protected under HIPAA regulations.
These trends have caused exponential growth in cyber insurance claims. With higher risks and costs, insurers have raised premiums to maintain profitability. Some companies have reduced capacity or exited the market entirely. For Florida businesses, this has translated to much higher cyber liability rates.
With threats continuing to mount, cyber liability insurance tailored for Florida businesses has shifted from “nice to have” to an absolute necessity. Consult experts to ensure adequate coverage and fully understand exclusions.
While robust cyber insurance is key, there are also proactive security measures companies can adopt to reduce risks:
Combining smart security practices with adequate insurance for business in Florida is key to managing rising cyber threats. An ounce of prevention is worth a pound of insurance claims.
With premiums rising and more carriers exiting the market, finding the right Florida cyber policy at the best price is critical. Here are a few tips businesses can follow:
Finding the right cyber liability carrier may require some persistence, but Florida businesses cannot afford to operate without it. Consult professional liability insurance Florida experts to secure protection that matches your risk profile and budget constraints. Given rising threats, coverage should be seen as an essential operating expense.
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